Mortgage

Applying for a Loan

  • An introduction to mortgage. Here's some basics about mortgages: what they are, how they work. ...more
  • Lender's limits. Here's a simple formula for estimating the maxiumum amount a lender will allow you to borrow. ...more
  • Should you stretch it? It pays to be honest. ...more

Calculate your monthly housing expense

  • Mortgage Calculator. Use this form to calculate your payments ...more
  • Property tax estimate. Here's a quick estimate of what you might pay each month. ...more
  • Homeowners insurance. Here's a quick estimate of what you might pay each month. ...more
  • Maintenance and other costs. Expect to spend about 1% of the purchase price of your home. ...more
  • Minus your tax savings. Owning a home allows you to deduct part of the expenses on your tax form. ...more

Reverse

  • Reverse Mortgages There are many myths about reverse mortgages that keep senior citizens from using them. ...more

Veterans

  • Oregon Veterans There are differences between Oregon's home loan program for veterans and conventional loan progams. ...more
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